Inflation Calculator

Calculate how inflation erodes your money's value over time.

₹
%
Yr
Required Future Amount
₹0

To maintain the same purchasing power, you will need the above amount in 10 years.

Value of ₹1,00,000 then
₹0
(Purchasing power of today's money)
Impact Summary: A 6% inflation rate means prices will roughly double every 12 years.

Why Inflation Matters for Your Future Wealth

Inflation is the rate at which the general level of prices for goods and services is rising, and, subsequently, purchasing power is falling. Central banks attempt to limit inflation, and avoid deflation, in order to keep the economy running smoothly.

How to Read Inflation Results?

The Sahal Tools Inflation Calculator shows you two perspectives:

  • Future Cost: How much a basket of goods costing ₹1,00,000 today will cost in the future.
  • Purchasing Power: What your current ₹1,00,000 will be "worth" in the future in terms of today's prices.

The Rule of 72

A quick way to estimate the impact of inflation is the "Rule of 72". Divide 72 by the inflation rate to find out how many years it will take for prices to double. At a 6% inflation rate, your expenses will double in approximately 12 years (72/6).

🛡️ Protecting Against Inflation

To grow your wealth, your investments (like Mutual Funds or Equity) must earn a return rate higher than the inflation rate. If inflation is 6% and your bank account gives 3%, you are technically losing money.